The traditional vision of retirement no longer fits the way most people actually want to live - and your financial plan should reflect that.   The Retirement Dream We Were Sold For decades, retirement was sold as the finish line. Work hard, save diligently, and at some point in your 60s, or if you were really successful, your 50s - you'd ride off into the sunset. Golf. Travel. Relaxation. The end. It was a compelling story. It was also written for a world that no longer exists. In the early...

Here's a situation we see all the time at Fox Hill: You're 58. You just sold your business or left your corporate job. You have a year or two before you start drawing income again. Your tax bracket just dropped from 35% to 22%. This is your window. Most people wait until they're 72 and forced to take RMDs. By then, their bracket is back up, Social Security is taxable, and Medicare premiums are higher. The Roth conversion sweet spot is usually in your late 50s to early 60s—after income drops...

If you're a small business owner, the One Big Beautiful Bill signed in mid-2025 delivered something that's been in short supply: certainty. After years of tax provisions sunsetting, expiring, and changing with each administration, business owners finally have clarity on the rules that will govern their tax planning for years to come. We recently sat down with Gary Marini, Managing Director and CPA at Peck Associates in Needham, Massachusetts, to discuss the most significant changes affecting...