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Fox Hill's Wealth Wisdom

Insights on Investing, Estate Planning, Financial Planning, and Tax
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2026 Tax Changes for Small Business Owners: What the One Big Beautiful Bill Means for You
If you're a small business owner, the One Big Beautiful Bill signed in mid-2025 delivered something that's been in short supply: certainty. After years of tax provisions sunsetting, expiring, and changing with each administration, business owners finally have clarity on the rules that will govern their tax planning for years to come. We recently sat down with Gary Marini, Managing Director and CPA at Peck Associates in Needham, Massachusetts, to discuss the most significant c

Justin Obey
6 days ago5 min read


Estate Planning for Cryptocurrency: A Complete Guide for Digital Asset Owners
According to a recent Harris poll, 21% of American adults (roughly 55 million people) now own cryptocurrency. The total cryptocurrency market capitalization has surpassed $3 trillion, making digital assets a meaningful part of many families' wealth. Yet a surprising number of crypto owners haven't addressed one critical question: what happens to these assets when they're gone? Unlike traditional investments held at banks or brokerages, cryptocurrency presents unique challenge

Justin Obey
6 days ago5 min read


2026 Market Outlook: Housing, Energy, AI, and What Investors Should Watch
From housing policy proposals to major AI announcements, 2026 is shaping up to be another eventful year for investors. Here's what we're watching and where we see opportunities ahead. Housing: Is the American Dream Making a Comeback? One of the biggest stories to kick off 2026 involves the housing market. The Trump administration has proposed banning large institutional investors like BlackRock from purchasing single-family homes, a move aimed at making homeownership more acc

Justin Obey
Jan 94 min read


2025 Year in Review: Market Insights, Investment Lessons, and What's Ahead for 2026
As we close the books on 2025, it's time to reflect on a year that tested investor resolve, challenged conventional wisdom, and ultimately reinforced timeless principles of wealth management. At Fox Hill Wealth Management, we've guided our clients through market volatility, policy shifts, and economic surprises, all while keeping our eyes firmly fixed on long-term financial success. This year delivered no shortage of headlines: artificial intelligence breakthroughs that rattl

Justin Obey
Dec 19, 202510 min read


Why We Host In-Person Client Events (And Why They Matter More Than Ever)
There's an old saying in business: "Your network is your net worth." But we've learned something important over the years: it's not just about having a network. It's about building genuine connections that can last a lifetime. That's why we make it a priority to host in-person client events throughout the year. Yes, we could stick to conference rooms and quarterly reviews. But wealth management is about more than managing portfolios, it's about understanding the people behin

Justin Obey
Dec 11, 20252 min read


Is Now a Good Time to Invest in the Stock Market?
With the S&P 500 hovering near record highs at 6,857 points and up nearly 17% for the year, many investors are asking the same question: Is now really a good time to jump into the stock market? It's a question we hear constantly at Fox Hill Wealth Management: "Is now a good time to invest in the stock market?" and the answer might surprise you. The Market Is Always Near All-Time Highs Here's something most people don't realize: throughout market history, the S&P 500 trades wi

Justin Obey
Dec 8, 20253 min read


The Art of Spending Money: What Thanksgiving Reminds Us About True Wealth
I recently finished Morgan Housel's latest book, The Art of Spending Money: Simple Choices for a Richer Life , and it sparked a conversation that feels especially relevant as we gather for Thanksgiving this week. Housel, bestselling author of The Psychology of Money , explores how most of us don't really know how to spend money well. We chase things that impress others but leave us cold. Or we save endlessly, afraid to spend on what would actually make life better. His centra

Justin Obey
Nov 24, 20255 min read


Healthy Habits for Today that Can Improve Your Retirement Tomorrow
When people think about preparing for retirement, the first thing that usually comes to mind is saving and investing. And while those are...

Adam McDonald, Principal
Sep 30, 20253 min read


Top 5 Tips to Handle Retirement Disagreements Between You and Your Spouse
Retirement planning isn't just about accumulating enough assets to stop working - it's about creating a shared vision for what comes...

Justin Obey
Sep 24, 20255 min read


Amazon: A Masterclass in Business Diversification
When we first purchased Amazon back in March 2023, it wasn't just about buying into the world's largest e-commerce platform. We were...

William Ryan, CFP® & Principal
Sep 13, 20253 min read


Should You Pay Your Kids an Allowance? Here’s What the Research (and Common Sense) Say
In our latest podcast episode, we wrapped up a deep dive on investing strategy with a surprisingly important topic: kids, chores, and...

William Ryan, CFP® & Principal
Sep 12, 20253 min read


Financially Preparing Your Child for College
A friend recently shared that their child had just been accepted to their dream school, Northeastern University. Great news, right?...

Eric Benz, Principal
Sep 8, 20252 min read


Estate Tax Exemption 2026: Complete Guide to Trump's $15 Million Increase
For months leading up to 2026, estate planning attorneys across the country had been sounding alarm bells about the impending estate tax...

Kirk Holmquest, Director of Tax & Estate Planning
Aug 4, 20258 min read


Trump Tax Bill 2025: What the Big Beautiful Bill Means for Your Wallet
In a dramatic Fourth of July finale, President Trump signed into law his sweeping Trump tax bill 2025 - officially dubbed the "Big...

William Ryan, CFP® & Principal
Jul 8, 20254 min read


Private School vs Public School: What's the Right Financial Decision for Your Family?
With private school costs averaging $16,000-$42,000 annually (and some reaching $98,000), parents face a crucial question: Is private...

Justin Obey
Jul 7, 20255 min read


Should I Finance or Pay Cash for a Car? The Smart Money Decision
Car shopping just got more complicated. With new car prices averaging nearly $50,000 and financing rates hitting 6-8%, the age-old...

Justin Obey
Jun 24, 20255 min read


Should I Pay Off My Mortgage Early or Invest?
The age-old financial dilemma: use extra cash to pay down your mortgage or invest it in the stock market? Fox Hill Wealth Management's...

Eric Benz, Principal
Jun 20, 20254 min read


Beyond the Mansions: A Local's Guide to Newport, Rhode Island's Hidden Treasures
There's something magical about having an office that overlooks the Atlantic, where lunch breaks might include a quick stroll along the...

Justin Obey
May 26, 20257 min read


Warren Buffet's $81 Billion Lesson: Why Time Beats Timing in Wealth Creation
The most powerful investment strategy isn't about picking winning stocks – it's about giving your money time to grow. Warren Buffett's...

Justin Obey
May 20, 20254 min read


Should You Invest in Real Estate or the Stock Market?
It’s one of the biggest questions in personal finance, and there is no one-size-fits-all answer. In this week’s episode of Wealth Wisdom...

Justin Obey
May 19, 20251 min read
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